What is CKU?
The Worthless Check Unit (CKU) operates the worthless check program within the Office of the Fourth Circuit Solicitor to provide for the collection and distribution of restitution to the victims of worthless checks. The Program transfers the collection process from the victim to the Solicitor’s Office, reducing the victim’s work and cost associated with collections. The traditional prosecution of worthless checks is still the law. Participation by a victim in the Worthless Check Program is optional and FREE.
The worthless Check Program is self-sustaining under the control and supervision of the Solicitor’s Office and is supported through cooperation of the judicial system and law enforcement. Operational costs are recovered from the offenders, not the victim.
Checks should be submitted to the Worthless Check Unit for collection with the completed complaint forms within 20 days of the date the check was presented to you.
Checks that do not qualify under this program may be a violation of another law (forgery) and will be prosecuted pursuant to the appropriate statute.
- Checks qualify if:
- They are given for labor, payroll checks or personal services
- They are given in payment for merchandise, cash or services
- They are returned to the bank due to insufficient funds, account closed status or for stop payment
- They are deposited within 10 days of receipt
- Checks do NOT qualify if:
- They are postdated
- An agreement was made to hold the check at time of transaction
- Victim had good reason to believe the check was no good upon receipt
- There is Forgery involved: Stolen Checks, Fictitious Account, Irregular Signature
When the Worthless Check Program receives a worthless check complaint and restitution is not made in accordance with legal requirements, a criminal charge will be filed. The Solicitor’s Office has full statutory discretion concerning the prosecution of your worthless check complaint.